The universal QR code allows customers to make purchases without thinking about how the QR code should be scanned - with the phone's regular camera or the camera of a particular payment application. The technology allows to use one QR code for different payment methods: via SBP, with the help of payment services, installment service or with the use of digital ruble.
A universal QR code can be placed on any surface and presented in any format, from paper media to device screens.
Schematic representation of user actions: point the camera, select a payment method, confirm the payment in the bank or service application.
We have developed a page that the user gets to after scanning a QR code, where he selects a payment method.